Here's our pick of the UK's best travel insurance policies, based on independent research 🏆
We also have specific Top 10s for Backpacker / Long Stay Travel Insurance and Pre-existing Medical Conditions Travel Insurance.
We used an algorithm to combine independent ratings from Which? and Fairer Finance with Mr. Travel's summaries of customer feedback from reviews websites 🤓
Simple!
Read on for insights into the policy features of 2023's best travel insurance policies, as well as a summary of what the experts make of them.
Tailored for Specific Needs
Cedartree's Platinum policy offers a range of specialized coverages to address specific requirements. With a 75% Which? policy score and a ranking of 16, Cedartree stands as a reputable provider. The policy includes medical expenses cover (£15,000,000), baggage cover (£3,000), and cancellation cover (£7,500). Cedartree specializes in cover for cruises, but not for medical conditions, travellers over 65, or winter sports activities.
Read the full Cedartree review or get a quote.
Unlimited Medical Expenses Cover
Avanti's Deluxe policy boasts unlimited medical expenses cover, setting it apart from other providers. With a Which? policy score of 70% and a ranking of 41, Avanti provides superior Covid Cover and caters to those with medical conditions. The policy also includes baggage cover (£3,000), cancellation cover (£10,000), and no excess payable on medical claims.
Get up to 16.8% cashback on Avanti travel insurance at Quidco, or read the full review.
Cover for Every Occasion
Known for their vast range of products, Tesco offers a comprehensive Premier policy that ranks impressively at number 3 with an 80% Which? policy score. With superior Covid Cover, Tesco's policy delivers an extensive range of coverage. Notably, the policy provides a high medical expenses cover of £20,000,000, baggage cover (£3,000), and cancellation cover (£10,000). Tesco also offers cover for cruises, winter sports activities, and backpackers.
Get notified about cashback on Tesco travel insurance by Quidco, or read the full review.
Competitive Benefits for Explorers
Columbus Direct's Gold policy secures a 67% Which? policy score and ranks 47th, highlighting its competitive benefits. The policy provides medical expenses cover up to £15,000,000 and includes baggage cover (£2,500) and cancellation cover (£50,000). You can also avail specialized coverage for medical conditions, cruises, and winter sports activities.
Read the full review of Columbus Direct Travel Insurance, or head over to Quidco for up to 20.8% cash back.
Trusted Protection for All
With a Which? policy score of 77% and ranking at number 11, LV's Premier policy offers comprehensive coverage. The policy includes medical expenses cover (£10,000,000), baggage cover (£3,000), and cancellation cover (£10,000). LV specializes in providing coverage for medical conditions, cruises, and travellers over 65.
You can get up to £8.50 cashback on LV= travel insurance at Quidco – or you can read our full review of LV= Premier here.
A Comprehensive Cover for Everyone
Covered2Go's Platinum policy stands out as a top choice due to its multitude of features. With a policy score of 79% from Which?, it secures a prestigious fifth position among 71 providers, ensuring high-quality coverage. Notably, Covered2Go excels in Covid Cover with its superior rating. Moreover, the policy offers extensive medical expenses cover (£10,000,000), baggage cover (£5,000), and cancellation cover (£7,500). They also specialize in providing coverage for medical conditions, cruises, travellers over 65, and winter sports enthusiasts.
Check out our complete review of Covered2Go here.
Trusted and Reliable Assistance
The AA, a renowned name in the UK, brings forth their Gold policy with a solid Which? policy score of 74% and ranks at number 21. Similar to Covered2Go, the AA offers superior Covid Cover. The policy features medical expenses cover up to an impressive £15,000,000, along with comprehensive cover for airline failure and cancellation (£5,000). While they don't specialize in certain areas such as medical conditions and cruises, the AA does provide winter sports coverage.
Looking for an in-depth review of AA Travel Insurance? We've got you covered!
The Saviours for Pre-Existing Medical Conditions?
Free Spirit's Gold policy resonates with those who have pre-existing medical conditions, earning a Which? policy score of 72% and ranking 32nd. With specialized coverage for medical conditions and cruises, Free Spirit has tailored its policy to meet the unique needs of these travellers. The policy offers up to £10,000,000 in medical expenses cover, baggage cover (£2,500), and cancellation cover (£5,000).
Read our full review of Free Spirit here.
Simplicity and Convenience in One
Direct Line makes travel insurance simple and convenient with their Single Trip and Annual policies. With a solid Which? policy score of 76% and ranking at number 17, Direct Line ensures complete coverage. The policies provide a medical expenses cover of £10,000,000, and include baggage cover (£1,500) and cancellation cover (£5,000). Direct Line also caters to winter sports enthusiasts.
Read our longer review of Direct Line travel insurance, including customer reviews.
An Adventure Awaits
Puffin Insurance's Platinum policy completes our list, with a Which? policy score of 75% and ranking at number 19. The policy offers medical expenses cover of £10,000,000, baggage cover (£2,500), and cancellation cover (£5,000). Puffin Insurance stands out by providing specialized cover for winter sports activities but does not specialize in medical conditions, cruises, or travellers over 65.
Read the complete review of Puffin Travel Insurance here.
Did you know, Mr. Travel has reviewed more than 100 travel insurance companies? 🤯
See all the travel insurance reviews here.
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